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Senior Credit Officer (03-14-114)

Location: Louisville, CO, USA

The Senior Credit Officer position is accountable for the entire credit granting process, including the consistent applications of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.

Key Responsibilities:

  • Properly motivate the credit and collections staff

  • Maintain the corporate credit policy

  • Recommend changes in the credit policy to senior management

  • Manage customer credit files

  • Monitor the credit granting and updating process

  • Investigate customer credit applications

  • Monitor periodic credit reviews

  • Manage the corporate financing program

  • Other duties as assigned

Essential Qualifications:

  • Bachelor's degree or equivalent in Business and experience with credit scoring systems

  • 10+ years' experience with credit review and leasing, preferably in a bank environment

  • Considerable experience with customer negotiations

  • Must have a credit background preferably with a bank

  • Knowledge of credit-related laws and experience with Fair Isaacs Credit Scoring

  • Experience with consumer financing

  • Strong customer service skills

  • Excellent verbal and written communication abilities

  • Ability to multi-task

  • High level of competency with Microsoft Office programs

  • Advanced knowledge and experience with Microsoft Excel required

  • Excellent organizational skills, strong attention to detail, and a willingness to succeed


  • Competitive salary based on experience

  • Comprehensive benefits including health, dental, vision, 401k, and more

  • Free use of on-site health club

  • Subsidized breakfast and lunch on-site at the Gaiam Cafe

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